![]() Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your age and gender, but also factors like your driving record, credit score, address, and marital status. What factors affect car insurance quotes in New York? Simply enter your ZIP Code below, answer a few questions on you and your car, and you'll be comparing the cheapest quotes from numerous car insurance companies providing coverage in New York. Good news! does all of that work for you. While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. How can I find the cheapest car insurance in New York? ![]() Different cities and towns will each have different rates, so guides like these are a handy way to learn more. Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Where you live will also have a significant impact on your personal policy. ![]() Why are car insurance rates in New York different from other areas?Ĭar insurance companies take in a variety of factors when choosing how much individual insurance policies will cost. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP below to learn more about rates in your area! We've broken down the average rates for New York to help you understand what exactly you might be asked to pay. The final dollar amount you'll be asked to pay each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score. Insurance companies take an array of factors into consideration when determining how much to charge you for your car insurance. ![]() While these are the average car insurance rates for New York, keep in mind that you could end up paying a different amount. It's about $101 more expensive for coverage in New York than the average rates for the U.S. According to the chart above, the average cost of auto insurance in New York is about $17 a month more expensive than it is in New York.ĭrivers relocating the New York should take note of the differences in average rates. ![]()
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